This article describes the government schemes available for life insurance, accidental insurance and pension scheme
“Unless you are immortal, you need life insurance”
2 Social Security Schemes – Jan Suraksha
There are multiple insurance schemes provided by government. Please do make use of the same and especially inform your maids/security guards/staffs etc and help them enroll into these schemes.
For complete information on Jan suraksha scheme,
2.1 PRADHAN MANTRI JEEVAN JYOTI BIMA YOJANA (PMJJBY)
This is a life insurance scheme. With a premium of Rs.330 per year, it comes with sum assurance of rs. 2 Lakhs incase of insurer’s death.
2.2 PRADHAN MANTRI SURAKSHA BIMA YOJANA (PMSBY)
This is an accidental insurance scheme. With a premium of Rs.12 per year, it comes with sum assurance of rs. 2 Lakhs incase of insurer’s death due to accident or loss of organs.
2.3 ATAL PENSION YOGANA(APY)
Under APY, the monthly pension would be available to the subscriber, and after him to his spouse and after their death, the pension corpus, as accumulated at age 60 of the subscriber, would be returned to the nominee of the subscriber. Click here for details